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Sunday , 26 March 2017

Category Archives: Urban Living

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Features on the downtown scene, events and urban living.

Disruption of P&C insurance industry good news for consumers

Need home or auto insurance? This could be a good year for you to get it. A report from Ernst & Young says that 2017 will be a disruptive year for Canada’s property and casualty insurance industry, and that could mean good things for consumers. New technologies and evolving customer demands will drive innovation and change in the way insurers serve their customers with new products and services while cutting their costs and improving efficiencies through the use of robotics and advanced analytics, the EY report concludes. New digital players will pose a direct and growing threat to old-school insurers, and insurers will have to develop “millennial-minded” strategies that offer ... Read More »

Sprawl or containment? Housing affordability question continues to divide

There is an ad running on TV these days for a certain type of car. It poses the question, are you really getting a “good deal” if it’s for something you don’t actually want, even if it is cheap? Since one good question often leads to another, that one makes us think about housing. Is it really better, more affordable, to live in a cheap home if that home is far from where a person works and requires a lengthy daily commute, high transportation costs, and may lead to other problems that outweigh the supposed benefits? Housing affordability is a much-discussed problem in many cities around the world, including Toronto. ... Read More »

Canada’s tourism industry on a feel-good high with second-best ever year

For an example of how important image is in marketing, just look at what happened to the tourism industry in the United States after the terrorist attacks on New York City in September 2001. In the decade following the 9/11 attacks, US tourism suffered a loss of $600 billion in revenues, according to the World Travel & Tourism Council. It took fifteen years, until 2016, to get international tourism numbers back up to pre-attack levels. The US tourist industry refers to a “lost decade” of economic stagnation during which the industry struggled to convince the world that the US really was open for business and wanted tourists to return. Probably ... Read More »

The truth about millennials: they are diverse, complex and surprisingly like their elders

Millennials drink more tea. Millennials don’t eat McDonald’s hamburgers. Millennials are in favour of developing natural resources. Millennials invest in ETFs (Exchange Traded Funds). Millennials think their lives will be worse than their parents’. More Chinese millennials than ever before are travelling. A sampling of today’s news stories about this generation, which happens to make up about one quarter of the Canadian population, shows intense interest in their habits, values and lifestyle choices, but these stories give little insight into who millennials really are. A new study of millennials in Canada by the Environics Institute and several other groups, says it does, and it is important to do so because ... Read More »

Ontario government wants your input on coming changes to the Condo Act

The government of Ontario is asking condo owners and other interested parties for their input regarding coming regulatory changes to the Condominium Act. The Protecting Condominium Owners Act, 2015 (PCOA) was passed in December, 2015. It includes the Condominium Management Services Act (CMSA). The public has until March 30 to comment on proposed regulations for implementing the changes (see links below). The proposed changes are planned to come into force beginning on July 1, 2017. The government began its review of the Condominium Act in 2012 with a series of public consultations. From the beginning, as the name of the act indicates, it has focused on the consumer protection aspects ... Read More »

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